Word: indexable
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Citibank has been taking full-page ads for what it calls its Stock Index Insured Account. "With this unique account," runs the ad, "your IRA or Keogh deposit actually earns two times the average percentage increase in the Standard & Poor's 500 Index over a five year term. Yet it's 100% safe...
...watering 50%. (These things happen too.) Had someone just bought the S&P 500 and held it for five years -- someone like Citibank -- he'd have got that mouth-watering 50% appreciation plus five years' dividends. Not bad. But had someone rolled his IRA over into Citi's Stock Index Insured Account, he would have got . . . zero. (In calculating the average, the first 48 bad months would have more than canceled out the final 12 great months.) His principal would be safe, but it wouldn't have earned a dime...
...better off deciding what portion of your money you really intend for the long term, and then investing it yourself in two or three no-load mutual funds, or even just an S&P index fund. You, too, will do about average each year, and save most of that...
...roping, wind surfing, rock climbing, motocrossing, jet skiing and body building; who once called Donald Trump "twinkle toes"; who let Frank Sinatra pinch his cheek in a commercial for his casinos; who divorced his wife, never moved out and remarried her five years later; and who shot off his index finger two years ago while handling a pistol in his office...
...Danny's distress is one Sister Meredith Louise, nee Meredith O'Connor (Marit Haahr), a former classmate from St. Patrick's Grammar School and the woman of his dreams. The seeming coincidence of their encounter is belied by Meredith's suspicious behavior, her intrusive questions (prepared beforehand on index cards) and her subsequent attempt to seduce Danny--actions ill-befitting a nun. Haahr is best when she play light-heartedly with her role, delightfully mixing sarcasm and naivete, seductiveness and innocence. Her dizzy ramblings and confused fumbling with her ever-present index cards are endearing...