Word: ings
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...gunner on the aircraft carrier U.S.S. Enterprise in the Pacific, he watched another carrier, the U.S.S. Franklin, turned into an oven by a Japanese bombing attack, smelling the stench of more than 700 men slow-roasted alive between its steel decks. "After that," he wrote, "I became a f___ing coward & was ready to come home immediately, to hell with the war & all that crap about what we are fighting for, etc? Well anyway the Korean War came along & I wanted to see if I was still a coward--I was!" By 1952, when he was discharged from the Marines...
Need some fast cash? Deepgreen Bank will wire you as much as $25,000 in 20 minutes. In the market for a mortgage? Everbank will shell out $300 if you find a competitor with lower rates. Savings account? ING Direct offers 4.75% interest--no fees or minimum balance required. All good deals, but we doubt you'll take the bait. E-banks, it seems, can't even give money away. Despite being offered great rates, muscular security and ubiquitous ATMs, consumers are reluctant to store money in the ether. They fear thieving hackers, even though the deposits are federally insured...
Nearby in Manhattan sits the new ING Direct cafe. The casually clad employees can't conduct transactions but can serve lattes and answer questions. "Is it pronounced I-N-G or Ing?" a first timer asks. (The former.) With a hip sound track and stacks of ING Direct clothes for sale, the cafe feels more like Banana Republic than a bank. "It's not supposed to be avant-garde," says CEO Arkadi Kuhlmann. "We're basically saying banking should be as uncomplicated as a cup of coffee...
...Road. Chock-full of Korean restaurants, the area is also long on live music. While rock 'n' roll still rules the scene, Beijing's punks are trying to recreate the 1977 they never knew, with sweaty, muscled guitarists screaming unintelligible, over-amplified lyrics to an equally sweaty, pogo-ing audience. For hard rock at one of the city's most active venues, try Get Lucky, which has concerts every weekend featuring some of the Beijing underground's best and brashest. To find out who is performing, call (86-10) 6429-9109. Looking for punk acts? Head...
...know if it'll work or if it won't, but you've got no choice." Some worry Koizumi is trying too much, too soon. "He's promised structural reforms, along with clearing up bank loans and cutting government debt?all at once," says Richard Jerram, chief economist at ING Barings in Tokyo. "But as companies restructure, more people lose jobs and tax revenue goes down, increasing government debt. Unemployed people also spend less money, forcing more companies to fail. That increases banks' nonperforming loans. It's S&M economics...