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Orman's best seller is the latest personal-finance book for women that devotes just as much ink to analyzing our psyches as it does to building our nest eggs. Women are "voluntarily committing financial suicide," Orman writes, because our "inner nurturer" gives too much away. In Women Don't Ask, Linda Babcock and Sara Laschever inform us that the key to getting a raise is overcoming "personal entitlement issues." And even though Jean Chatzky, an occasional TIME contributor, admits in her book Make Money Not Excuses that fewer than 5% of Americans--women and men in equal measure...
...want to get rich like Suze Orman, the CNBC personal-finance guru, you must first toss out that old mascara, say your full name while standing in front of the mirror and discover true inner harmony. Women have a "totally dysfunctional" relationship with money, Orman writes in her new book, Women & Money, and these ego-boosting exercises are crucial to curing it. "Lasting net worth," she writes, comes from "a healthy and strong sense of self-worth...
...that "inner nurturer"? Turns out her problems can't be solved with a daily affirmation. While women are more likely to care for dependents, why they do so is less important than the financial consequences, says Elizabeth Warren, a Harvard law professor specializing in bankruptcy law. "I don't know what the dynamic is," Warren says. "The point is, they take it on and do it." And as a result, single women with children are three times as likely to file for bankruptcy as single women without children. It's not too hard to figure out that the high cost...
...Heerden calls his three-layered plan "defense in depth": "For your inner layer of defense, you put hardened levees or flood walls in front of major population centers or other high-value assets. You protect that inner layer with a middle layer comprised of as large an expanse of wetlands or swamp as possible. Finally, you protect that middle layer with a third layer--barrier islands out in the ocean proper, which also act to absorb and weaken storm surges...
...ways to do that: 1 ENHANCE BARRIER ISLANDS Katrina devastated the already withered outer defenses. As the islands shrink, waves reach farther inland 2 RESTORE WETLANDS Walls and channels along the rivers prevent silt from replenishing marshy areas, which can sponge up floodwaters 3 BUILD FLOODGATES AND LEVEES An inner line of gates like this one in the Netherlands could protect the city from storm surges