Word: instanteously
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...much. Why? The average 30-year fixed rate stands at about 6.89%, vs. a low of 6.68% in 1998--a level that didn't last long and was the lowest average mortgage rate since the 1960s. If rates sink much lower, virtually everyone with a mortgage will be an instant candidate for refinancing. The volume of new business would overwhelm bankers, who'd no longer have a reason to drop rates aggressively. Already there's evidence that bankers are getting their fill. Since June, the decline in mortgage rates has not kept pace with the decline in the 10-year...
...benefit of the doubt and protest that the idea of configuring a dorm based on physical appearance and bedroom style is abhorrent and rooted in antiquated notions of male egotism. The girls themselves aren’t quite as cynical but they do capitalize on their instant celebrity...
...Mother Nature or American history is unappealing, corporate America has supplied plenty of opportunities for tacky instant gratification. For those of ages, Mohegan Sun and Suffolk Downs offer gambling. Off 395 or a $20 ride on a charter bus, Mohegan Sun bodes well for the lucky and for the unlucky has cheesy Native American paraphenalia. Those loath to go to far from Boston, or their rooms, to spend money can head just past Logan on 1A for the thrill of live racing or watch the simulcast. Finally, those eager to get a return on money waste have Wrentham Village Premium...
...that the race was too close to call, that we were in a statistical dead heat and the outcome would have to await, at the very least, an automatic recount. Ever since, Gore has been cast in the role of sore loser whose congressional support could evaporate in an instant, a supplicant trying to win in court what he didn't win at the ballot box. And every day the media persist in calling the race anew. A reporter will read the latest polls showing that a majority of the American people don't mind waiting for a thorough recount...
...hand over information about subscriber e-mails. If the Federal Government were to monitor more e-mails, a key question would be whether it would hold on to them for some time or dispose of them almost at once, as it now does with the information obtained from instant background checks mandated by federal law for gun purchases. Americans may be willing to let their e-mails pass one time through a sort of national filter that would screen for hints of terrorist activity. They will be far more reluctant to allow the government to collect a national e-mail...