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Some people with option ARMs have already seen their payments spike, thanks to caps on negative amortization - that is, a loan balance that grows, instead of shrinks, over time. In its report, Amherst dissected one such loan, which was written in 2007 for $465,000 over 40 years. A minimum monthly payment that started at $1,260 soon rose to $1,354 and then to $2,806, more than twice the original amount. The borrower quickly defaulted. Going forward, the bigger problem is the reset that normally comes after five years. Even without negative amortization, many borrowers will see their...
This could get ugly. The Dartmouth team might have more fun if it goes to see Shutter Island instead...
...real danger for Obama. It will be enormously difficult for the President to step away from his allies on the left. And if he and his team use this summit as a cynical maneuver to try to force the Republicans into supporting the existing legislation, they will look dishonest. Instead, the summit is an opportunity for Obama to reunite with the American people by dropping the Big Government bill and opening up to a genuine bipartisan solution...
...industry dream of 45 new plants by 2030 would barely replace aging plants scheduled for decommissioning. And nuclear energy may be the least cost-effective way to reduce greenhouse gases, which is why private investors are pouring billions into efficiency as well as wind, solar and other renewables instead. Taxpayers would get more bang for their energy bucks if their elected representatives made similar choices...
...family. What's more, even though the woman who found her is poor, she has been allowed to care for the infant under the UNICEF network's supervision - largely because experts like de la Soudiere says it's often a better option to keep children in their own communities instead of giving them to wealthier families who might make them restaveks...