Word: insurersã
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...plan that would compete with private insurers. Although conservatives have derided the public option as an unnecessary expansion of government, there is a strong economic rationale for including it in the bill. In 34 states, five companies or fewer control the market for insurance available to small groups. These insurers?? dominant market shares make it difficult for new, private competitors to emerge, which keeps insurance costs high...
...That’s not to say that I wish upon Mississippians the prospect of having to search for new insurance policies or else go uninsured. Nor am I praising insurers?? means of maintaining high profit margins or arguing for any change in the practice of regulating insurance...
Moreover, according to an article by The Associated Press, the “Association of Trial Lawyers of America, allied to many Democrats, say insurers?? poor returns on investments are more responsible for premium increases. The group also argues that state-imposed caps on damages do not lead to lower premiums.” They allege that Republicans are not engaging in honest attempts to alleviate rising health care costs for doctors as well as patients. Republicans claim, meanwhile, that patients are forced to pay for superfluous tests indulged in by doctors afraid of malpractice lawsuits. The trial...
...Split care is driven by financing. Health insurers??and the Harvard system is in effect an insurance company—restrict psychiatrists to prescribing and only the very highest care, and therapists, who are cheaper, are dedicated to therapy,” says Meredith Rosenthal, assistant professor of health economics and policy at the School of Public Health. “It’s a very typical pattern...
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