Word: intactness
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...only disregards, but actively demolishes, the qualities of decency and humility in the people that it educates. I will raise a glass to my small group of friends, who far better than I, have managed to navigate these past four years with their sense of philanthropy and optimism intact. Whatever good, they, or I, accomplish in the world, will not be because of Harvard, but rather in spite...
Then there's the second half of the semester, and suddenly, magically, your grade rises. By the end of the class, you've managed to extract an A- or B+. Sanity intact...
...behind $1 million in real estate and $2 million in an IRA. The estate tax comes to about $1 million, allowing for standard deductions and exemptions. But your estate will owe an additional $800,000 right away if heirs take the IRA as a distribution rather than leaving it intact to continue growing tax free. What might force such a distribution? If no beneficiary is named on the IRA and you are past age 70 1/2 at the time of death, it automatically gets liquidated, with taxes due. But even if you've named a beneficiary, he or she might...
...during your lifetime, can be tax efficient for heirs too. Properly handed down, an heir can stretch out mandatory distributions over his or her remaining lifetime, giving the savings an additional 40 or 50 years to grow tax free. "The key is to pass IRA savings on to heirs intact so the money keeps growing long after you are gone," says Ed Slott, editor of Ed Slott's IRA Advisor. The travesty, Slott says, is that many estate planners are well versed in how to handle real estate, a family business, stocks and bank deposits but know very little about...
...this approach is so great, why did you spend so much time trying to get a compromise based on keeping Microsoft intact...