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...Social Security, the details can kill you. As the President warned last week in his State of the Union address that the system is "collapsing"-an assertion many experts dispute-the White House offered the first glimpse of his most radical proposal for changing it: allowing younger workers to invest part of their payroll taxes in private accounts...

Author: /time Magazine | Title: The 4% Solution | 2/6/2005 | See Source »

...MUCH COULD I INVEST...

Author: /time Magazine | Title: The 4% Solution | 2/6/2005 | See Source »

Warren Buffett says it's difficult to find cheap stocks to buy; bond-market guru Bill Gross says the days of falling interest rates (and rising bond prices) are over. Real estate--the kind you live in as well as publicly traded trusts that invest in malls, offices and apartments--will stumble if, as expected, interest rates move higher. So what's an investor...

Author: /time Magazine | Title: Money: Sit Out or Spread Out? | 1/30/2005 | See Source »

...Bush Administration has not yet offered details of its plan for Social Security, but it's expected to follow the contours of a proposal spelled out by a 2001 commission on Social Security: a combination of scaled-back guaranteed benefits and private investment accounts. This controversial proposal would divert a portion of your payroll taxes to a private account, to invest as you choose. Participation would be voluntary, and there would be a ceiling on how much you could put in. You would not be able to draw on the money until retirement, when it would be paid...

Author: /time Magazine | Title: Social Security: How Would the Bush Plan Work? | 1/24/2005 | See Source »

...Risk. Getting a good return on your private account is up to you. If you make poor choices, you can lose money, and your nest egg will suffer. Invest too conservatively, and you will not be able to make up for the cuts in benefits...

Author: /time Magazine | Title: Social Security: How Would the Bush Plan Work? | 1/24/2005 | See Source »

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