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...most common source of funding in Zhejiang comes from investment pools, called hui, run by people like Xu Shoucong. This past March, Xu's family organized 17 people to create a fund that rotates credit to all participants, who use the cash for anything from weddings to starting small businesses. Huis loosely resemble microfinance schemes of the kind made famous by the Grameen Bank in Bangladesh, and millions of people participate in Zhejiang and neighboring Fujian province. Because the pressure to repay derives from social networks that are as strong as rebar in Confucian China, borrowers rarely default...

Author: /time Magazine | Title: China's Shadow Banks | 11/15/2004 | See Source »

...China's four big state-owned banks, which typically ignore small private ventures. So when entrepreneurs need capital, they turn to "shadow" banks?China's vast, flourishing gray market of unregulated lenders, including companies run by people like Ye, associations made up of citizens who pool their savings to invest and to lend among themselves, and informal lending between firms...

Author: /time Magazine | Title: China's Shadow Banks | 11/15/2004 | See Source »

...cutting off funding sources for healthy private companies," says Karin Finkelston, China representative of the International Finance Corporation, the World Bank's private-finance arm. And increasingly, Beijing has been welcoming private capital that it barred in the past. In June, regulators approved the country's first two private-investment funds. Both plan to invest several hundred million dollars raised from private firms in Wenzhou. Such funds are still barred from lending, but managers expect approval in the future...

Author: /time Magazine | Title: China's Shadow Banks | 11/15/2004 | See Source »

While happenings may seem whimsical in their spontaneity, the students who organize the productions consider their art substantial. Organizers in Present! often invest considerable amounts of their own time, money, and energy into producing a display like Mahfouda’s cube. They are invested in the whole process of a happening, facilitating its evolution from one person’s idea to a campus-wide event...

Author: By Mary A. Brazelton, CONTRIBUTING WRITER | Title: Harvard Harbors Happenings | 11/12/2004 | See Source »

...both Palestinians and Israelis. For this transition to be successful, however, there are things that Israel and the U.S. can do. First, they must ease restrictions on Palestinians. As my father would put it, “let their life go on.” Second, they must help invest in the damaged Palestinian infrastructure, revive businesses and industries and give my people a tangible hope, a concrete plan that can achieve peace and justice for all of them...

Author: By Mohammed Herzallah, | Title: The Day After Arafat | 11/12/2004 | See Source »

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