Word: investers
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...ready for prime time. Only after software engineer Tim Berners-Lee created HTML code, URLs and the first browser did the Web debut in 1991. Before long, surfing was something you did indoors while basking in electroluminescent light. The Web changed the way we did everything--shop, date, invest, check the weather, get porn--and gave us control over the flow of information while compromising our privacy. For a time, an IPO craze minted millionaires--and brought us a very funny sock puppet...
Most mutual-fund companies that sell through brokers give clients a discount on up-front commissions once they invest $25,000. But because of complex rules and carelessness, brokers often fail to award breakpoint discounts to their customers. The National Association of Securities Dealers is cracking down, telling brokerages to send out refunds possibly worth tens of millions of dollars. Although your broker should determine if you qualify, it doesn't hurt to ask or to read your fund prospectus and statement of additional information, both of which list breakpoint rules. All money invested with one fund firm--say, American...
...Invest More, Pay Less A sample breakpoint schedule...
...FIND INVESTMENT OPTIONS YOU LIKE 529s typically invest your money in mutual funds that you pick, either directly or through pregrouped portfolios. Look for a plan with a broad range of funds that have performed well against similar types of funds. SavingForCollege.com contains a database of 529 plans, as does the college-savings link at Morningstar.com...
...which social stability can be maintained. Today, the North's estimated average per-capita income of $735 is less than 10% of the South's. The key to keeping the costs of unification down is to turn North Korea into a business-friendly environment where private companies want to invest...