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...what's the answer? The thoroughly conservative Heritage Foundation would have us privatize the system altogether, allowing anyone who so desires to opt out at once and receive from the government a check for their contributions to date. They would then be obliged to invest that money, plus all future contributions that would have otherwise gone to the Social Security trust fund, into a mandatory IRA. Dan Mitchell, a Heritage analyst, calls that "a reasonable way of cutting our losses...
...that would not allow younger and more affluent workers to abandon the system altogether. The basic concept: require workers to place part but not all of their Social Security contribution into a system of mandatory iras. The funds' managers, selected by the government for integrity and competence, would invest the money in corporate stocks and bonds. In most versions, workers would get to choose funds that pursued very conservative or more adventuresome investment strategies...
Kerrey and Danforth's principal idea was to slash the worker's share of the Social Security tax from 6.2% to 4.7% (the employer's share would remain the same), but require workers to invest the tax money saved in iras or 401(k)s. Future Social Security pensions would also be reduced to reflect the drop in taxes. In a superb example of the political cowardice that blocks any change in Social Security, Kerrey and Danforth could not even get the backing of their own commission. They had to submit their plan to the White House on their...
...school plans to invest heavily ininteractive computers for students. Nesson citedthe example of elite private schools which offerextensive resources for students as a model forcharter schools to imitate...
...level it speaks to two people who have thought a lot about philanthropy and society's needs and decided education was central to them," he said. "They decided to invest their resources in the highest quality investment that they knew would last indefinitely...