Word: iras
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Dates: during 1990-1999
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...rule to lower the taxes on lump-sum distributions on retirement plans. Next year such distributions will be taxed as income or as a capital gain. A 10-year tax option will still be available but only to those born before 1936. These rules don't apply to an IRA or 403(b), and not everyone is eligible. Unless you need the cash immediately, you're better off rolling it over into an IRA...
...high fees that negate the benefits of tax-deferred growth. But some companies are revamping these retirement plans by offering no-load annuities (i.e., no penalties for early withdrawal) and trimming total expenses. TIAA-CREF now charges .37%, an industry low. Despite these improvements, you should max out your IRA or 401(k) before considering an annuity. The money you put in isn't tax deductible, and earnings will be taxed as ordinary income rather than as capital gains...
...lightweight crew team got its best race of the year in the most important regatta of the year--the Intercollegiate Rowing Association (IRA) Championships...
...Radcliffe lightweights finished the season with a fourth-place finish at the IRA Championships, coinciding with the team's national ranking...
City Year's first check--for $25,000--soon came from Ira A. Jackson '70, then-senior vice president of Bank of Boston...