Word: iras
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...cases. Just last October, researchers at Duke University went a step further, discovering a previously unseen mutation on the parkin gene that appears to link it to late-onset forms of the disease as well. "Once we figure out how that gene functions," says neurology professor Ira Shoulson of the University of Rochester Medical Center, "we could perhaps disrupt it pharmacologically...
...matter who wins, the focus will be on measures that have enjoyed bipartisan support. The main ones: reducing the estate tax, eliminating the marriage penalty, expanding IRA and 401(k)-plan savings. Further down the list is fixing the horribly crafted alternative minimum...
...limit for annual contributions to a Roth or traditional IRA could be raised from $2,000 to $5,000 and for 401(k) plans from $10,500 to $15,000. There's a decent chance that the income ceiling to be eligible for a Roth ($160,000 per household, $110,000 for singles) would be indexed to inflation...
...Ira Byock, a palliative-care physician in Missoula, Mont., and author of Dying Well: The Prospect for Growth at the End of Life, says intolerance is institutionalized. "What are most leave policies for loss of a parent?" he asks. "Three days? In the workplace, people expect you to grieve for a week and then get on with it." DeBerry says too many people think grief is something to move past. "Grieving comes and goes just like the waves in the ocean," he explains. "Do we ever get over missing someone we love? The goal is not to get over...
Keeping track of all these provisions can be confusing, and there are serious tax implications. So you might want to seek the advice of a retirement planner to determine if the stretch IRA works for you. It may not make sense if you're planning to live off your IRA assets in retirement. But if you have a sizable nest egg, taking the stretch can be a valuable option for you and your heirs. You can't take it with you, so you might as well leave as much...