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Says Science Fiction Writer Isaac Asimov, the author of numerous essays on demography: "Population growth at current rates will create a world without hope, gripped by starvation and desperation. It will be worse than a jungle because we have weapons immensely more destructive and vicious than teeth and claws...

Author: /time Magazine | Title: People, People, People | 8/6/1984 | See Source »

...private company in U.S. history. The group of three dozen rescuers shuttled from one drab Government conference room to another, working 120-hr, weeks and pausing only occasionally to munch on fried chicken or hamburgers. Until the last minute, dozens of details were still undecided. But finally, William Isaac, chairman of the Federal Deposit In surance Corp., announced at a Washington press conference that the FDIC would put up $4.5 billion to rescue Chicago's failing Continental Illinois Bank. The commitment dwarfs the biggest previous U.S. bailout, the Government's 1979 guarantee to Chrysler of more than...

Author: /time Magazine | Title: Betting Billions on a Bank | 8/6/1984 | See Source »

...save failing firms. Treasury Secretary Donald Regan described the structure of the bailout as "bad public policy," because it puts a federal agency out on a limb to protect private investors. In a 4½-page memorandum to the heads of the three federal agencies that regulate the banks-Isaac, Comptroller of the Currency C.T. Conover and Federal Reserve Chairman Paul Volcker-Regan argued that the action was "implicitly extending a U.S. Government guarantee to all bank holding-company creditors...

Author: /time Magazine | Title: Betting Billions on a Bank | 8/6/1984 | See Source »

...ominous implication of the Continental bailout is that nationalization might become a common way to salvage large banks that run into trouble. FDIC Chief Isaac, a lawyer who favors deregulation of banks, argues that the rescue is a long way from nationalization. He contends that his agency will not be come involved in the day-to-day running of Continental. If the Chrysler case is any precedent, however, the Government can easily be tempted to involve itself in a company's affairs. While federal watch dogs were scrutinizing Chrysler, Washington bureaucrats were even deciding whether the company could keep...

Author: /time Magazine | Title: Betting Billions on a Bank | 8/6/1984 | See Source »

...Isaac was quick to point out that "not one nickel of taxpayers' money" will be spent on Continental because the rescue funds will come from FDIC reserves, which are made up of earnings collected on insurance premiums from banks. Yet the chairman of the House Banking Committee, Rhode Island Democrat Fernand St Germain, objects to any Government agency committing itself to such an expensive bailout without getting congressional approval. Said St Germain: "If there are enough Continentals, then we can rest assured that Mr. Isaac will be standing here, hat in hand, asking for congressional appropriations to replenish...

Author: /time Magazine | Title: Betting Billions on a Bank | 8/6/1984 | See Source »

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