Word: islandia
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Dates: during 2000-2009
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...CONCERNS. You'll forgo some tax benefits associated with investing in real estate, says Islandia, N.Y., financial planner Michael Kresh. You usually can't deduct depreciation, and when you begin withdrawing money from a traditional IRA or SEP-IRA, those funds will be taxed as regular income. Since a Roth IRA lets you withdraw funds tax free after age 59 1/2, that may be your best option...
...treatment," says Brian McManus of Golden Rule, a leading HSA insurer. When you use HSA money, he adds, "you decide what doctor to go to." But long-term benefits may still accrue to only a lucky few, says Michael Kresh, a certified financial planner in Islandia, N.Y., because the extra out-of-pocket costs may be too great a burden. For help finding insurance companies offering these accounts, visit hsainsider.com...