Word: itemizing
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Want to see how bad girls aren’t at math? Watch how quickly they can figure out the marked-down price of any clothing item during a sale. This is especially impressive when the price consists not only of the number marked down on the tag, but also of another percentage listed on a big sign inviting shoppers to “Take an Extra 20, 30, 40 Percent...
...India has a distinguished history of producing great writers, but until recently, not much of a track record of actually buying their books. That lack of enthusiasm was due, in part, to sheer economics; books were largely considered a luxury item that could only be used once. For years, Penguin was the lone foreign publishing presence in India. But as the economic outlook in the country brightened, so has the outlook for aspiring authors and publishers. Sensing a new and growing market, foreign publishers like Harper Collins and Random House have set up shop in the outskirts of New Delhi...
...steep discount. Loan terms are typically one to three months in length, with customers expected to cough up monthly storage and loan-servicing fees of 10% to 20% a month. If a customer fails to make a monthly payment, the pawnshop, following a grace period, can sell the item. (See the five big questions about retirement...
Although pawn loans are far pricier than credit-card and bank loans, they also are faster, don't require complicated paperwork and don't affect one's personal credit. Since the loan is backed by merchandise, if the loan isn't repaid, the person simply loses the pawned item - "whereas with other types of loans, I could lose my house or car," says Henry Coffey, a senior analyst at Sterne Agee & Leach...
Even a restaurant whose published numbers are accurate down to the last calorie still may not give customers a truly realistic sense of what they're consuming. Every item on the menu, after all, has a separate calorie count, but many people pay attention mostly to the main course, piling on side dishes as something of an afterthought. Five of the restaurants in the survey even provided side dishes at no extra cost, and these added up to an average of 471 extra calories - exceeding the 443-calorie average of the entrees. "What they should be telling consumers," Roberts says...