Word: junked
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Everybody knows that most junk e-mail--or spam, as it's called--is phony. What you may not know is that much of it is sent by con artists--real-life bad guys who are after your money. According to the National Consumers League (NCL), Internet scams cost Americans more than $6 million last year--up from $3 million in 2000. Crooked Web auctions account for much of that, but 15% of online scams come directly via e-mail. How do they work? Susan Grant, director of the NCL's Internet Fraud Watch, has seen them...
...what to do if you get taken--at the NCL's website, www.fraud.org The best way to deal with spam is to delete it before you see it. Most e-mail programs have a feature called Rules (in Outlook, it's under the Tools menu) designed to filter incoming junk mail straight into your Deleted folder. Try filtering out all e-mail with three exclamation points (!!!) in the subject line. Other red flags include dollar signs and hot-button terms like XXX and nude. Trust me, it works. START RIGHT AWAY! It will definitely CHANGE YOUR LIFE...
...return is richer than it looks. Even when bonds yielded 8% in the early 1990s, their return after inflation was under the 3.2% you can net on today's 4.8% bonds (see chart). That's why you shouldn't join the herd of investors stampeding into high-yield--or junk-bond--funds; so far this year, the public has poured $9 billion into these buckets of risky corporate debt, nearly half as much as the money attracted by all stock funds combined last year. And I wouldn't get within spitting distance of loan-participation funds like Van Kampen Prime...
...must comply with the law. As the debate heats up, users of the hundreds of millions of phones and e-mail accounts across the E.U. may take comfort in their numbers and in the tens of millions of euros that greater surveillance would cost. "Investigators would suffocate in data junk," observes Harald Summa, director of Germany's Electronic Commerce Forum. So, too, the right to privacy could soon be gasping for breath, yet another victim of the "war on terror...
...Percentage of young Californians who are overweight. The Oakland school district is rolling out the nation's first district-wide ban on selling junk food in school buildings...