Word: junked
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...trucks are 7.5 years old. They haven't been that old for 10 years," he adds. In two years, says an industry economist, 35 million cars now on the road will be at least 10 years old. There's not enough duct tape in America to hold that much junk together. Even if they don't conk out, keeping these beaters going becomes an increasingly expensive proposition...
...maxed-out Visa card knows, is that old habits die hard. Temptation is strong. We are weak. We've got plenty of gurus, talk-show hosts and celebrity spokespeople badgering us to save energy, lose weight and live within our means, but we're still addicted to oil, junk food and debt. It's fair to ask whether we're even capable of changing...
...allegedly followed all the rules yet are still in jeopardy of losing their homes, but I'm short on sympathy [March 9]. My grandfather had a rule, and it was to never spend capital gains on disposables. In other words, don't cash out of real estate to buy junk you don't need. Paula Stevens refinanced three times so she could spend freely on "clothes and gear for her girls"? Are you kidding me? Sorry, but while there certainly are legitimate cases of distressed homeowners, many refinance-based dollars got spent on things people really didn't need...
...feels awful for a while, and that's where we are right now. The recession, provoked by the sudden, essentially cold-turkey abandonment of spending, lending and borrowing, is something like our national equivalent of the jitters, sweats and seizures that addicts experience right after they give up the junk. Actually, the applicable addiction trope is more like food (or sex) than drugs or booze, since as economic creatures, we can't quit; we just have to teach ourselves to buy and borrow in moderate, healthier ways. The new America must be about financial temperance, not abstinence...
...Ratings run as such: [AAA > AA > A > BBB > junk > subprime...