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...chiefs of big branch banks counter that in providing competition in small towns they not only improve the efficiency of community banks but also offer residents a wider array of services, like computerized checking and often cheaper loan rates. Small banks can also be autocratic monopolies. James M. Kemper Jr., chairman of Commerce Bancshares Inc. of Kansas City, Mo., recalls: "As we moved into areas dominated by one bank, we found that in two towns the independents refused to offer even savings-account services. Now the townsfolk have the opportunity to earn interest on their savings." The most serious argument...

Author: /time Magazine | Title: BANKING: The Battle of Big and Little | 12/18/1972 | See Source »

...Terry Kemper, director of special projects for the UFSC, which is based at Brandeis University, said yesterday that the festival is "basically non-competitive." The films are chosen to become part of the touring festival in order to earn some money for the student film-makers, his said...

Author: NO WRITER ATTRIBUTED | Title: 80 Student Films to Be Shown Here In Third New England Film Festival | 12/1/1972 | See Source »

...There is no one who distributes student-made films," Kemper said. "We rest the films for them...

Author: NO WRITER ATTRIBUTED | Title: 80 Student Films to Be Shown Here In Third New England Film Festival | 12/1/1972 | See Source »

...attracted a tremendous range of films," Kemper commented, citing films varying from abstract and poetic pieces to documentaries...

Author: NO WRITER ATTRIBUTED | Title: 80 Student Films to Be Shown Here In Third New England Film Festival | 12/1/1972 | See Source »

...payoff may lead to the first lowering of auto insurance rates since World War II, or at least a leveling off. Among companies that are considering or have already announced selective cuts are the Insurance Co. of North America, Hartford Fire Insurance Co. and Illinois' Kemper Group. Despite the steady rise in medical and repair costs-which have not even reversed the trend toward higher rates in some states-a number of companies have lately experienced a notable drop in the frequency of claims. Officials of State Farm, which insures one out of every seven U.S. cars, report that...

Author: /time Magazine | Title: INSURANCE: The Profits of Recession | 8/23/1971 | See Source »

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