Word: kiviat
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...TIME will explore the many ways in which American life has become a game of chance--one that has no mercy on Middle America and the working poor--and what can be done to restore decent odds for the pursuit of happiness. --With reporting by Laura Karmatz and Barbara Kiviat and research by Joan Levinstein
...medicines, all types of medicines, to hundreds of thousands of doctors all over the country. And quite often those doctors give those free samples to patients who are having difficulty. And so there's that option: ask for a free sample." --With reporting by Laura Karmatz and Barbara Kiviat and research by Joan Levinstein
...assets annually. Before you buy, experts say, you should fund less costly tax-advantaged accounts, such as 401(k)s. Ask about surrender charges, which can run up to 7% for cashing out early. And make sure you need the features you're paying for. --By Barbara Kiviat...
...thing itself--could also dampen stock prices. A few market watchers think the S&P 500, a popular gauge, could end 2004 flat or even down modestly, but most strategists predict that the index will gain in the upper single or lower double digits by year-end. --By Barbara Kiviat...
...credit bureaus. Such provisions should help consumers control their credit information and stave off the rise in identity theft, which cost individuals $5 billion last year. Still, many consumer groups opposed the federal rewrite because it prevents states from enacting stronger consumer-protection laws of their own. --By Barbara Kiviat...