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...case you didn't know (and honestly, why would you?), Nov. 19 is World Toilet Day - an event hosted by the World Toilet Organization to raise awareness for the 2.5 billion people around the world who live without proper sanitation. But even for those of us with access to modern plumbing, how often do we really think about our toilets? From outhouses to water closets - even former Merrill Lynch CEO John Thain's $35,000 "commode on legs" (technically a table, not a toilet) - humans have been devising creative ways to go to the bathroom since, well, the first person...
...would like it to be known that I did not draft this email," McLeod wrote. "There have been complications with the EC and the presidential elections. These complications are being worked on and will be resolved. I know all of the candidates personally and would like to congratulate them on this extremely hard-fought campaign...
...don’t know if there’s many schools where a department can latch onto an ideal like that,” says Darryl...
This is the case because the investment banking division can use FDIC-insured funds from the retail-banking division to indirectly finance excessive risk-taking. The retail bank’s customers will not transfer their deposits to a safer institution because they know that the FDIC will compensate them in the event of a bank failure. This moral hazard encourages further mergers between retail and investment banks, which in turn begets more institutions that are “too big to fail.” When excess risk gets a conglomerate bank into trouble, the bill goes to?...
Director of Marketing and Membership Development Thomas J. Martorelli HBS ’82 says, “As far as we know, we have heard nothing but good things about the new program.” Martorelli admits, however, “We did wonder whether people would think the Harvard Club was not as special...