Word: lacking
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Bank analyst John McDonald of Wall Street firm Bernstein Research says most people are focused on how the lack of loans will hurt bank earnings. Lending is, after all, how banks make money. But in the past year or so, banks have had to sock away more and more cash into their reserves to account for their growing number of bad loans. That's caused earnings to plummet. With loans falling, reserve ratios - the measure of reserves to loans - are growing. That means banks will be able to divert less profit into those rainy-day accounts, which should boost bottom...
...never get calls about lack of beds or space, and people who look for [assisted living] aren’t finding them only in places with rich people or big cities,” Wiliams said, pointing to homes in Wisconsin and Florida with only four or five beds as examples of care that “better fit the needs of small communities” that the study may not have considered...
Other failures - including the limits of technology to allow analysts to correlate the data on Abdulmutallab, as well as a lack of other processes - are also noted in the report, though they are attributed to systemic problems...
...Northern Ireland, despite months of negotiations. Catholic republicans have for years accused the British-run law-and-order system of having a pro-Protestant bias, while Protestant unionists have been reluctant to alter the current setup. The impasse has added to the public's frustration over a perceived lack of progress on a host of key issues. (Read "Site of IRA Hunger Strike Haunts Northern Ireland...
...Wickrematunge was one of the loudest and most persistent critics of the administration of Rajapaksa. Although he considered Rajapaksa an old friend, he criticized him over the conduct of the war and lack of safety for the civilians trapped by the fighting. A posthumous editorial that appeared in the Sunday Leader, the paper that Wickrematunge founded, immediately after his murder addressed Rajapaksa directly: "In the wake of my death, I know you will make all the usual sanctimonious noises and call upon the police to hold a swift and thorough inquiry. But like all the inquiries you have ordered...