Word: lacks
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...pooled these loans together and sold off pieces representing different presumed levels of risk. In the process, the nonbank financial institutions buying these "structured credit products" - hedge funds and other supposedly sophisticated players - replaced banks as the engines of credit creation in recent years. Unlike banks, however, these institutions lack deposit insurance and do not have direct access to central bank lender-of-last-resort safety nets. When the quantitative models used to measure default risk on the new mortgage-backed instruments vastly underestimated actual delinquencies, many of these investors found themselves with unexpected losses. Concern about just...
...Religious believers often cite feeling God's presence as proof of his existence. Now people point to Teresa's lack of feeling the presence of Jesus as proof of God's existence. These people note her courage in persevering despite severe doubts. If she had been even more courageous, she would have admitted she was an atheist. Helping the poor without a belief in a heavenly reward is one of the greatest aspects of secular humanism. August Berkshire, Minneapolis...
...that an international ring of pedophiles stakes out children for days and then extracts them with military precision. Another possibility explored was that a desperate childless couple paid a professional kidnapper to find a child. The rise of Hollywood theories--a cabal of James Bond pedophiles?--stemmed from the lack of physical evidence...
...free. The children spent a week drinking each of the three mixtures, which looked and tasted alike. During each seven-day period, teachers, parents and graduate students (who did not know which drink the kids were getting) used standardized behavior-evaluation tools to size up such qualities as restlessness, lack of concentration, fidgeting and talking or interrupting too much...
...against al-Qaeda, Iraq or the rebuilt al-Qaeda leadership and terrorist camps, festering on the Afghanistan-Pakistan border? Feingold had forced Crocker, the elusive former ambassador to Pakistan, into a corner and then, inexplicably, let him off the hook and turned to Petraeus, who rightly claimed a lack of knowledge or authority to answer that question. The nonanswer stood as the Bush Administration's response to an essential strategic issue...