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...difficulty now is the weak economy and rising joblessness. Under the U.S. government's plan, a modified loan payment must not account for more than 31% of a family's income. With unemployment north of 10%, in a growing number of cases, the mortgage isn't the problem - the lack of a paycheck is. "It increasingly appears that HAMP is targeted at the housing crisis as it existed six months ago, rather than as it exists right now," concluded the Congressional Oversight Panel, a group charged with evaluating the program, in an October report...

Author: /time Magazine | Title: Why the Loan-Modification Program Isn't Working | 12/4/2009 | See Source »

Some call this skepticism a lack of leadership. There’s some truth to that. But considering their limited interest in the outcome of this war and the political cost of staying involved, there is something heartening about the fact that they continue to show such solidarity with...

Author: By Clay A. Dumas | Title: Across the Pond | 12/4/2009 | See Source »

Ellison said that she was disappointed by the University’s lack of attention to World AIDS Day, particularly in light of the decision made by University Health Services last year to cancel anonymous HIV testing...

Author: By Alice E. M. Underwood, CONTRIBUTING WRITER | Title: Students Mark AIDS Day | 12/3/2009 | See Source »

...basement of the mansion. "It's least popular in my own party. But that's not how I make decisions." There was little apparent anguish as the President said that. He was calm, as always; a compelling presence, but resolutely normal, as always. (The combination of charisma and lack of pretense is his most attractive, if inexplicable, personal attribute.) His defense of the policy he had constructed after months of deliberation - a complex, slightly contradictory contraption of a policy - was solid but not entirely convincing...

Author: /time Magazine | Title: Afghanistan: Can Obama Sell America on This War? | 12/3/2009 | See Source »

...Still, the relaxing of restrictions begins to address the human rights issues raised by human rights groups, aid agencies and other countries. United Nations Humanitarian head John Holmes, who visited Menik Farm and a resettlement area last month, called the lack of freedom of movement a "fundamental concern." Two days after Holmes left Sri Lanka, Sri Lankan President Mahinda Rajapaksa announced that restrictions in the camps would be eased. The European Union has indicated that the treatment of those in the camps could sway a decision on whether to extend a crucial trade concession later this month. (Read...

Author: /time Magazine | Title: Under Global Pressure, Sri Lanka Opens Camps | 12/3/2009 | See Source »

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