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...mortgage giant Freddie Mac said it had lost $50 billion in 2008 alone. A look at the company's books suggests the government will have to spend at least triple that much to save the financial firm from collapse. If the housing market worsens, the tab could be even larger...
...which in part comes from a government mandate, is insuring mortgages. So when borrowers lose their jobs, as many now are, Freddie is going to lose money. But only a quarter of Freddie's red ink, or about $13 billion, comes from mortgage-insurance woes. The firm took a larger hit from its investment in mortgage-backed securities tied to subprime, adjustable-rate or jumbo mortgages. By law, Freddie isn't allowed to insure against losses on those types of mortgages, in part because they are riskier. But it bought securities tied to those home loans anyway - which...
...BLSA’s Web site. Brigid K. Ndege ’10, a Harvard Law School student and BLSA member, said she attended the event to learn about topics that aren’t brought up on a daily basis and also to interact with a larger community. Similarly, freelance business consultant Melanie Morris, a Boston resident, said she was there to network and to meet people of color who share her interests and goals. One of the speeches that attendees, including Morris, looked forward to the most was Nagin’s keynote address. Nagin, who gave...
...overly pedantic. How long can we keep children safe from the many dangers of the world inside and outside the home? What are the lasting effects of our biases and misjudgments? The audience may find out what has been eating Clay and Kelly’s avocados, but these larger, darker questions have no easy answer.—Staff writer Rachel A. Burns can be reached at rburns@fas.harvard.edu...
...From this perspective, the messages left on the wall in the basement of Lowell House are indicative of a larger, unseen level of discrimination in society. The ignorant quips that we overhear on the street, the judgmental glances of passing strangers, the unconscious but offensive actions of others—these all remind us that none of us is immune from hatred. They reflect the intolerance that permeates our community. These experiences are our own messages on the wall...