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...evolve. One of the most significant changes has been the move from group to individual lending - an area that Women's World Banking, an international network of microfinance institutions and banks, has helped pioneer. Individual lending is a way to allow micro businesses to start to grow, providing larger, cash-flow based loans than the group might be comfortable counter-guaranteeing. Group lending, where large groups of borrowers are jointly responsible for making sure loans are repaid, is an excellent introduction to finance for micro-entrepreneurs, but the businesses tend to remain quite small, purely income-generating activities that rarely...
...economy. There were 165,500 people in the U.S. working on oil- and gas-drilling crews at the end of October, up 11% from a year earlier, according to the Bureau of Labor Statistics. All mining support-service jobs, including those in the coal business, were up an even larger 17%, to 343,000. Now energy companies are sure to pull back. And that could make the nation's economic recession even worse, taking job losses to areas that had so far dodged the downturn. Denver-based Delta Petroleum said it planned to cut its capital budget in half next...
...next saw Obama at his final stop before Super Tuesday in Boston, and then again at the Democratic National Convention in Denver. With each successive Obama-sighting, the crowds grew larger. The 80,000-person crowd that packed the bleachers at Invesco Field was a far cry from the small gathering in the Birmingham living room the summer before...
...decline, which amounts to more than $8 billion, is larger than the endowments of all but four other universities—Yale, Princeton, Stanford...
...University will also convert existing short-term tax-exempt debt into bonds with longer maturities, allowing the University to postpone short-term payments to debt holders and retain a larger financial cushion to the volatility in the credit markets...