Word: late
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...such loans (dubbed option ARMs) that were written in 2007, at the height of lax lending, will eventually go bad. The kicker is that most option ARMs undergo payment spikes after five years, which means the brunt of the impact has yet to be felt. That will change in late 2010, delivering another blow to the fragile housing market just as it begins to regain strength...
...loans that will undergo a 10% or more jump in monthly payments, an amount that plenty of families would find unaffordable considering nearly 1 in 10 workers is out of a job. The chart has two big peaks - the first is the rush of subprime resets that peaked in late 2007 and early 2008; the second is the upcoming wave of option ARMs, which don't hit their full reset stride until 2011. By the middle of next year, more then $10 billion worth of option ARMs will reset higher each month, according to data from mortgage tracker Loan Performance...
...generations, freshmen have been introduced to this idiosyncrasy within their first few weeks at school courtesy of the Hasty Pudding Club, a centuries-old social institution that claims five U.S. Presidents as members (one of whom suspiciously graduated Harvard decades before the club was founded). In late September, many first-years find themselves sitting on the sidelines while their roommates—often the ones who hail from New York or Greenwich—are whisked off to participate in a peculiar process with a funny name over at the Pudding’s 2 Garden Street clubhouse...
...following night against Brown, the Crimson pulled away late, winning 81-67, thanks largely to a monster effort from its two healthy big men, co-captain Doug Miller and freshman Kyle Casey...
Helene Hegemann's debut novel, Axolotl Roadkill, cracked Germany's best-seller list and received rave reviews by newspapers after it was published in late January. "The book is phenomenal. And its author is a phenomenon," gushed the daily Sueddeutsche Zeitung. Another paper, Frankfurter Allgemeine Zeitung, called the book "the great coming-of-age novel of the Naughties." But Hegemann didn't have much time to rest on her laurels. A blogger, Deef Pirmasens, became suspicious of the minor's vivid descriptions of drug-fueled nights at the infamous Berlin techno club Berghain and discovered that several passages...