Word: leaded
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...made of the redefault rate - the high number of borrowers who wind up missing even modified payments - but the new finding about the large percentage of loans that "self-cure" indicates that servicers might actually be smart to delay rewriting many loans, since chances are they won't ultimately lead to foreclosure anyway. On top of that, servicers charge substantial penalty fees when loans are in delinquency or default - a source of revenue that goes away if a homeowner gets back on track...
...confused with a suspect. They live in neighborhoods where they might be the only people of color on the block. This sense of insecurity, of not quite being at home, coupled with the unwillingness of an agent of the state to explain why he's on your property, might lead even the mellowest among us to see shadowy intentions in what probably was just sloppy police work. And it might lead an otherwise even-tempered President to call the police out in exactly those terms. (Read TIME's 1994 review of Gates' book Colored People...
...frankly, in our society." They are also the ones that have defeated Presidents who have tried to solve the problem, going all the way back to Teddy Roosevelt. But what looked like shrewd politics early in the process is increasingly being viewed on Capitol Hill as a failure to lead. As a senior Democratic congressional aide put it, "The President is going to have to step forward and start making decisions - soon...
Milan Mayor Letizia Moratti called the new law a "response to an emergency" rather than some newfound whiff of puritanism. "It is a message to young people and their families that alcohol is bad for you and that alcohol abuse and dependence lead to negative consequences," she told reporters. (Read "Should You Drink with Your Kids...
Milan's measure was quickly applauded by the city's most powerful native son, Prime Minister Silvio Berlusconi, who has had his fair share of festas but is not known as a heavy drinker. The 72-year-old billionaire Prime Minister encouraged other municipalities to follow Milan's lead, and by last week, there was a second city making a change to tackle underage drinking. The western Sicilian city of Caltagirone, famous as the birthplace of Don Luigi Sturzo, a Catholic priest and the father of Italy's modern Christian Democratic Party, will not punish underage consumers - or their parents...