Word: lessing
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...Women’s Hospital, and Cranmer, assistant professor of global health and population at the Harvard School of Public Health, used their many years of experience in dealing with worldwide crises to mobilize the volunteers, resources, and supplies needed to set up a fully functional rehabilitation clinic in less than a week...
...company made news for similar double-digit spikes in 2005, for example, and a recent study found that average individual insurance premiums in California increased 23% between 2002 and 2006, even as the actuarial value of these plans dropped considerably. (This means consumers are paying more for less coverage than before...
...current individual insurance market is unsustainable. After all, the justifications the company provides for why its rates have to increase do make sense. In a bad economy, the people most likely to cancel their health insurance are healthy people; this leaves the remaining so-called risk pool less healthy, and therefore more expensive to insure. (Waxman, in a follow-up letter to WellPoint, asked the company to explain why data show that it had more individually insured customers in California in 2009 than in 2008. But it's not just the total number of customers that determines rates...
Under the Democratic health care reform plans, the individual insurance market would be far less volatile. Insurers would be prohibited from basing rates on health status, and rate increases would be transparent and regulated through national or state-based exchanges. Plus, with an individual mandate, most healthy individuals would be compelled to maintain coverage, diffusing risk throughout a larger pool. (Watch TIME's video "Uninsured Again...
...bank account, did not receive a notice about the 2009 hike and didn't realize it had happened until reviewing his bank statements several months later. This year's hike - to $665 - may be too much for him to bear. He's considering switching to a plan with less desirable coverage. "Last year, I was really, really angry," says Kapoor. "And this year, I just feel totally helpless...