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...same thing with that laundry list of fees that come with cards. We think that we're not going to be the ones to go over our credit limit or miss a payment and trigger a penalty rate, so we give those fees little to no weight as we're deciding which card to sign up for - even though they eventually make a big difference in what we pay. "We don't tend to take into account future costs," says Oren Bar-Gill, a law professor at New York University who has studied credit-card contracts and customer behavior. "Consumers...

Author: /time Magazine | Title: The Real Problem with Credit Cards: The Cardholders | 5/12/2009 | See Source »

...recession can almost be as bad as being poor. The only difference is that the rich have more to lose. RealtyTrak, a research firm that follows mortgage trends, recently reported that the foreclosure rate on homes valued at more than $729,750, also known as the jumbo-mortgage limit, rose 127% in the first ten weeks of this year compared to the same period a year ago. Bloomberg, reports that "about $500 billion of prime-jumbo mortgages are bundled into bonds, according to Memphis, Tennessee-based FTN Financial." The default rate on those bonds may rise as high...

Author: /time Magazine | Title: During a Recession, Being Rich Loses Its Luster | 5/8/2009 | See Source »

While the Harvard Coop is a haven for books that encourage intellectual discovery, the bookstore is once again trying to limit access to its pricing information...

Author: By Liyun Jin, CRIMSON STAFF WRITER | Title: The Coop Issues Legal Threat Against BrunoBooks | 5/8/2009 | See Source »

...over. "Marginal tax rates are the lowest they've been in generations, and all we can talk about is tax cuts," he said. "The people's desires have changed, but we're still stuck in our old issue set." Snowe recalls that when she proposed fiscally conservative "triggers" to limit Bush's tax cuts in case of deficits, she was attacked by fellow Republicans. "I don't know when willy-nilly tax cuts became the essence of who we are," she says. "To the average American who's struggling, we're in some other stratosphere. We're the party...

Author: /time Magazine | Title: One Year Ago: The Republicans in Distress | 5/7/2009 | See Source »

Pakistan's parliament had endorsed a peace agreement that involved the imposition of Islamic Shari'a law in the Malakand Division, which includes Swat and Buner. The Taliban insist that it allowed them to maintain an armed presence; the military rejects that claim and made clear its intention to limit the Taliban from further advances. But the U.S. had deemed even the original Malakand deal, which was announced in mid-February, a dangerous concession to the militants, and Washington wants Pakistan's security forces to drive out the Taliban. It's not certain that such a rollback...

Author: /time Magazine | Title: Pakistan and the U.S. Still at Odds over Taliban Threat | 5/4/2009 | See Source »

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