Word: limits
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Dates: during 2000-2009
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Most consumers are unaware that the banks constantly monitor all their borrowing behavior. Even if you just get too close to your borrowing limit (a figure you probably don't know) on your cards and mortgages, as Groves did, you can trigger what the industry calls universal default...
...with politicians angry with the bankers over the subprime fiasco, the heat is rising on the industry's credit-card segment. One of the strongest proposed changes is Levin's provision to limit interest rate increases to no more than seven percentage points above the initial rate. "Too many card issuers engage in very, very severe abuses and outrageous practices. It?s indefensible," says Levin, who arrived at seven, because it is about 50% above many cards' initial interest rate of around...
...made in payments to Discover, $3478.39 went to interest," Hard testified at a Senate hearing in December. "My husband and I feel as though we've been robbed," she added. Discover defends its rate increases on the basis that Hard was too close to her credit limit and late on payments to other credit issuers. That made her a riskier borrower, in the company's analysis...
...Blair points out, the presence of a varsity team will limit the attention a sibling club team will get, increasing concerns about funding and recruiting. Former JV men’s basketball team captain senior AJ Tennant says he recalls playing club frisbee his freshman year and having to shell out $500 to go to a tournament in San Diego...
...QRAC. Other students at Harvard have access to at least two—Hemenway and the Malkin Athletic Center—both of which are far superior to the QRAC. Yet, Harvard decided three weeks ago, in a process that was utterly lacking in transparency, to limit what little Quadlings have by mandating that men not be allowed to use the facility during a range of hours from eight to ten, Tuesday and Thursday mornings and from three to five on Monday afternoons...