Word: linings
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...school is a Protestant church, as well as a Starbucks and a Dunkin' Donuts. For all its recent conservative leanings, Indonesia is hardly in danger of turning into a theocratic state, and the nation's pluralistic underpinnings are something Obama will doubtless celebrate during his visit. Predictably, some hard-line Islamic groups have already gathered across the nation to thrust their fists in the air and chant anti-American slogans. But their numbers, so far, have been limited. What reigns in Indonesia, instead, is waning optimism for Obama's efforts to re-engage with the global Islamic community, something...
...press conference in Beijing. Days before, high-level U.S. diplomats had flown to the Chinese capital to address a wide range of issues, and over the past year American officials have taken pains to underscore just how vital China is to the U.S. But there's a fine line between a show of respect and a full kowtow. "In many ways this helps give China an inflated sense of empowerment," says Stephanie Kleine-Ahlbrandt, Northeast Asia project director for the International Crisis Group. During Obama's first year, "America has played Mr. Nice Guy. China follows a different...
William Silvert, São Brás de Alportel, Portugal One line really struck me - "Washington, which knows that the world remains a dangerous place ..." - and its implication that Europe doesn't know this. Washington didn't even know that the world beyond its borders existed before 9/11. Then it suddenly discovered terrorism and leaped into the lead in fighting this threat. And who happily signed on? Britain, which had been fighting the IRA for ages and who had seen U.S. support for terrorism dry up (some Irish pubs in the U.S. even had IRA collection boxes); Spain, whose...
...mortgage, our home can be foreclosed on. We know that if we don't make our car payments, our car will be impounded. But I bet not every small-business owner fully gets that if you sign a personal guarantee for a loan or line of credit and your business ends up defaulting, everything you own can be seized, including your house, wedding rings and, in some states, joint bank accounts. Your wages can be garnisheed, as can your life-insurance policies. Bottom line: anything that looks juicy to the bank is up for grabs...
Every year, millions of business owners agree to put their personal assets on the line. "Even a business with a solid balance sheet may be required to have a personal guarantee," says Therese Franzén, an Atlanta lawyer and chair of the American Bar Association's consumer-financial-services committee. The hope, of course, is that your business will thrive and you'll pay down the loan just as you would a mortgage.(See how to plan for retirement...