Word: liquids
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...used to be big on that stuff when I was a first-year. I went to Harvard football games, and I didn't even need hot liquid enticements or band raffles. I just liked...
...Liquid Money. Before contemplating anything fancier, most people should get rid of all their high-interest debt (to earn 18% tax-free and risk-free, pay off your Visa) . . . buy their cars for cash (yes, it's legal to pay off a car loan; no, leasing's not generally a good idea) . . . stock up on "the economy size" when items are on sale (an "investment" in sale-priced soda, socks and soap can stretch $1,000 to buy $1,400 worth of the same stuff you'd have bought anyway -- a 40% tax-free return) . . . and stash away at least...
Other places for liquid money: money-market funds and Treasury bills. But with rates as low as they are, it doesn't so much matter where it is as that it's there at all. Who cares that you're earning only 2%, after tax, on your ready money? (You may actually be earning more. If keeping a $2,500 balance earns you "free checking," saving $10 a month you'd otherwise pay in fees, that $2,500 is "earning" 4.8% tax-free.) Should the stock market ever again trade down near its book value -- as it seems...
Only after you have all the liquid cash you need ("Honey, I was laid off today and the transmission fell out of the car, but it's O.K."), should you deploy the rest of your assets over these three prongs...
...carbon molecule, which was discovered in liquid form in 1985 and in solid form in 1990, was named the "Buckyball," also in honor of Fuller. "It's named after him because of the similarityof his architectural structure," said Lowell D.Lamb, a member of the team that discovered thesolid form of Carbon 60 at the University ofArizona. "It's the third form of pure crystallinecarbon other than graphite and diamond...