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Read TIME's cover story on how Twitter will change the way we live...
...close on a federally insured reverse mortgage until borrowers meet with a HUD-approved counselor, who is required to help them explore alternatives such as selling their home or lowering their expenses. That's because the greatest reverse-mortgage risk, especially for younger borrowers, may be that they will live longer than they expected and drain all the available equity from their home. Says reverse-mortgage specialist Bronwyn Belling: "If you borrow the money now, you may not have it when you need it later...
...poorly recorded and sloppily performed as anything," Paul says. "It's all about investing yourself in it." This DIY attitude is an integral part of what makes wizard rock spread. It's the musical equivalent of fan fiction: fans hear about the band or see it live, and they don't want to just listen; they want to play. "There's a quote about the Velvet Underground," Paul says. "Nobody ever bought their records, but for every 10 people who saw them play, four of them started a band. It's almost like that with...
...this city of about four million, Morocco's biggest, thousands of people live in suburban shantytowns and slums. The urban squalor and poverty fuel extremism; the suicide bombers who killed a total of 48 people in attacks on downtown Casablanca in 2003 and 2007 all grew up in such places. While Moroccan authorities claim to have eradicated terrorism cells in the country's most depressed urban areas, millions of residents remain cripplingly poor. Unemployment in the slums stands at 32%. And the illiteracy rate of 64% is more than 10 points higher than the rest of Casablanca's. (See video...
Instead of recruiting privileged volunteers who live miles away, Mazoz is determined his organizers should hail from the slums he is targeting. "No one can speak the language better," he says. By creating role models who work and live in the community, Mazoz hopes the impact of his pioneering program will endure. "I ask my organizers, 'Do you really think it's only drugs or extremism left for you? You can be better. You can be the politicians of tomorrow,'" he says...