Word: loads
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...More room for elective courses. The first year will include two electives and the second year's course load will consist solely of 11 electives...
...Choose no-load funds over loaded ones that carry a sales fee when bought or sold. The no-loads perform just as well on average...
...College life committee has lately had a somewhat lighter load, focusing on daily operations of campus life, such as the approval of new student groups...
What's more, if you are going to get into the market -- and over the really long pull, that's the place to be, even if prices are too high now -- it almost surely makes more sense to do so through one or more no-load (no sales commission) mutual funds than to try to pick the stocks yourself...
...good news on the no-load front is that there are more than ever to choose from. And that you can now buy many of them through discount brokers. Charles Schwab & Co. (800-435-4000) pioneered this convenient notion, and many other discounters have followed. It saves having to call or write for a fund application, cuts paperwork by consolidating all your funds in one statement, and makes selling or switching funds a lot easier. The only drawback is a small service charge -- but Schwab waives it on 200 of the 600 funds it trades, as do such others...