Word: loads
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...better off deciding what portion of your money you really intend for the long term, and then investing it yourself in two or three no-load mutual funds, or even just an S&P index fund. You, too, will do about average each year, and save most of that...
...even without the 3% wrap fee, people who've never invested in the market before shouldn't start now, at least not in any big way. But if you do start now, remember two things: 1) you can get professional management and diversification through mutual funds; 2) buy no-load funds, the ones that charge no sales fee (whether up front or in hidden "12b-1" fees). They do just as well, on average, as the funds that do charge sales fees...
...Wynn's departure from Atlantic City was perfect: within a few months the overbuilt resort began a long slide. By then, Wynn was already focused on his plans for the Mirage in Las Vegas. To build the 3,000-room hotel, he pushed the company's total 1990 debt load to more than $1 billion. He spend $45 million to build a golf course exclusively for high rollers that he lined with 21,000 pine trees trucked in from California and Arizona. The risk paid off: in 1991, the Mirage's second year, operating cash flow hit $201 million...
...MALE NOVELISTS WITH A YEN to be Danielle Steel: a motorcycle will haul almost any load of sentimental mush. Robert Olmstead knows this. In his novel AMERICA BY LAND (Random House; $20), Ray Redfield, 23 and drifting, heads out on his Harley to visit his cousin Juliet in New Mexico. He doesn't know she has just sold her newborn daughter to a pair of yuppies. She doesn't know he is bleeding internally from an industrial accident. On the big bike, wounded together, they blast through Colorado and Nevada at 80 m.p.h., charming waitresses and sassing state cops, bumming...
...typical public defender is underpaid and overwhelmed. When Jacquelyn Robins was appointed New Mexico's state public defender in 1985, there were six lawyers in Albuquerque's Metro court to handle the annual load of 13,000 misdemeanor cases. Three years later Robins persuaded state legislators to put up funds for three more lawyers. Even then, lawyers could manage only cursory conferences with clients just 30 minutes before their court appearance. In 1991 Robins again went begging for dollars. When she was accused of having a "management problem," she quit. The move caused such a furor that the Governor promised...