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...country's stubbornly high unemployment. The best way to attack that problem is to stimulate small-business growth, but that won't happen as long as banks sharply limit lending to smaller companies. For their part, bankers feel they are responding prudently to a tough economy by tightening loan standards across the board. And while some of the biggest banks are healthy enough to pay back the government's emergency loans made from the Troubled Asset Relief Program, many smaller banks remain in crisis. So far this year the Federal Deposit Insurance Corporation has shut down 133 banks that succumbed...

Author: /time Magazine | Title: Obama vs. the Banks: The Pressure Intensifies | 12/13/2009 | See Source »

...housing crisis, too, is a political sore point. Last week Treasury announced the initial results of its program to rewrite troubled residential loans. So far, of the more than 3 million past due loans at banks participating in the government's $75 billion loan-modification program, just slightly more than 30,000 have been permanently adjusted so the mortgage holders can make lower, government-subsidized payments. That means millions of troubled homeowners and millions of potential bad loans still on banks' books, perpetuating the uncertainties and fears that can undermine any economic recovery. Obama wants the banks to move faster...

Author: /time Magazine | Title: Obama vs. the Banks: The Pressure Intensifies | 12/13/2009 | See Source »

...scarves, the big banners to tout temporary shows, the rentable party spaces - Hoving may not have invented any of them, but he enlarged them all to the proportions we now take for granted. Above all, it was Hoving who did the most to develop the concept of the blockbuster loan show that's now a staple of almost every museum's calendar, to say nothing of its revenue stream. He was the main engine behind the most popular traveling exhibition of all time, the King Tut show. During a three-year tour of seven U.S. cities that ended...

Author: /time Magazine | Title: Thomas Hoving: The Man Who Made the Modern Met | 12/11/2009 | See Source »

Private groups have been helping this process. In partnership with the Overseas Private Investment Corporation and the Palestine Investment Fund, the Aspen Institute created the Middle East Investment Initiative, which uses loan guarantees to provide financing for medium-size Palestinian businesses. In two years it has facilitated 210 loans totaling $45 million, generating 3,514 new jobs. In addition, the group has created an affordable mortgage facility, which will help more than 10,000 families purchase homes. Aspen's U.S.-Palestinian Partnership is also helping create a venture-capital fund run by Israeli and Palestinian investors to finance technology start...

Author: /time Magazine | Title: In the Holy Land, Resetting U.S. Mideast Policy | 12/10/2009 | See Source »

...President's logic is at odds with the initial premise of TARP, which was sold to Congress as a loan program that would be mostly paid back to the Treasury, where its proceeds would be used to pay down the deficit. "The $700 billion program we have proposed is not a spending program," former Treasury Secretary Hank Paulson explained before Congress in September 2008. It didn't take long for Republicans to take that position. "The stimulus money clearly was a spending bill. TARP was a loan - a loan to be paid back. And we know that a number...

Author: /time Magazine | Title: Calling for a New Stimulus, Obama Is Ready to Rumble | 12/9/2009 | See Source »

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