Word: loan
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...Rockower strongly suggests homeowners with adjustable-rate mortgages who plan on staying in their current residence shift now to a fixed rate. "Anybody who doesn't have a fixed-rate loan is an idiot," she says. And, if you're holding onto real estate strictly as an investment, she believes it's probably the right time to cash in. It's not just rate hikes that concern Rockower. "Interest rates don't have to go up one dime for the market to collapse," she says. "All those teaser rates and no-money-down deals that people used to buy property...
...other investments, it's often difficult to make blanket statements about the entire real estate market, especially since home prices vary wildly in different cities, states and regions. But, considering the rising tide of interest rates, now seems a perfect time to assess your real estate holdings and home loan with an accountant or mortgage broker, just to make sure you're on the right track...
...many of the details of how those promises will be implemented still have to be worked out. That's if they are implemented at all - Canada, Germany and Italy are already backpedaling on their commitments and the World Bank is muttering that forgiving poor countries' debt will hurt its loan program to other poor countries. Assuming pledges are met, the financial boost should help the best-managed African countries spend more on health, education and infrastructure. But the images from Niger are a timely reminder that helping Africa is not only difficult but sometimes near impossible. The immediate reasons...
...record with overseas theme parks, however, has been mixed. Tokyo Disneyland has been a smash, with 25 million visitors a year, but Euro Disney, based near Paris, has been a financial sinkhole. Earlier this year, Euro Disney finalized a $2 billion restructuring plan, which included new capital and loan concessions, to rescue the operation. Among the park's problems have been cultural faux pas that have turned off its European audience. When Euro Disney opened, for example, restaurants wouldn't serve wine, an affront even to the French soil it was built...
Slaves are used as housemaids, prostitutes, construction workers, sweatshop workers, and agricultural laborers. There are several methods by which people are enslaved, including chattel slavery, in which a person is captured, born, or sold into permanent servitude; debt bondage, in which a person pledges him or herself against a loan of money but the length and type of labor is not defined; and contract slavery, in which a potential employee is promised a job, often in another country, and once they arrive, find that their passport and documents are confiscated, and that the terms of employment are drastically different. They...