Word: loan
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...economic post. Takanaka said he wants "to open the lid and see what's inside" the world's second-largest economy, which continues to act as a drag on the European and global recovery. By the FSA's conservative estimate, Japanese banks hold $420 billion in bad loans. That's over 8% of GDP - four times the scale of the 1980s U.S. savings and loan crisis. Takanaka can bail out banks by buying loans and selling them for a loss or, more likely, by buying bank shares and giving the government enough control to change management. Either way, millions...
...PARTIAL PAYMENT. If you have an fha mortgage, your lender may be willing to let you make a partial payment--say, $700 instead of the full $1,000 you owe--without changing the terms of your mortgage. You typically can't do that with a conventional loan. But if you call and say you've missed a payment, your lender may tell you that you can make that payment up by spreading it over the next few months...
REFINANCE. If you have yet to miss a payment, refinancing can ease your burden. You can lower your interest rate, extend the term of your loan (thereby stretching out your payments) or convert some of the equity in your home to a cash cushion you could...
LOOK AT A LOAN MODIFICATION. If you can't continue to pay at your current rate but you can pay something, your lender will generally try to work with you to come up with a payment that you can afford. This works a bit like a refi without going through that process. You'll pay back what you owe, but you may do it over a longer period of time or at a lower interest rate...
...Hawn) and Vinnie (Susan Sarandon) were rock-'n'-roll groupies. You know--lots of sex, dope and bad hairstyles. An increasingly disheveled Suzette still hangs on to the old lifestyle, while her pal--they aren't really sisters--has gone rich, suburban, uptight. Suzette visits Vinnie, looking for a loan, and manages to loosen up both her and her family. Writer-director Dolman's comedy isn't exactly a barrel of emotional surprises, but its great cast underachieves admirably. There are worse ways to pass 94 minutes. --By Richard Schickel