Word: loan
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...these guys, and why are they jacking up the nation's rent, so to speak, by raising the cost of credit-card, car-loan, home-mortgage and other debt...
...plasticware, the FOMC members help themselves to a buffet that last week featured cold cuts, soft drinks, salads and chocolate-chip cookies--a special favorite of many members. Then they headed back to their offices to watch Wall Street's reaction, while bankers across the country adjusted the loan-rate signs in their windows...
...commensurately for the arrangement to make sense. Dump as much debt as you can. If the economy tanks and your income goes down, high-rate credit-card debt, especially, can ruin you. Pay off high-rate non-tax-deductible debts first. If possible, consolidate your nondeductible debts--including auto loans--into a deductible home-equity loan. Target variable-rate loans first...
...that five-year trial, called the Resource Conservation Incentive Program, $1.5 million in loan funds was able to fund 35 projects which reduced the University's pollution production through energy consumption by the equivalent of taking 670 cars off the road. This reduction in energy consumption also helped lower Harvard's bottom line, creating $900,000 in annual savings...
...teaser rate every few months. Most people fail to stay on top of that strategy, and many teaser rates don't apply to an old balance anyway. Home-equity lines of credit are easy to get, but the rate usually floats. Consider instead a fixed-rate home-equity loan for a one-time consolidation of debt. Beware though. Some lenders let you borrow 150% of your house's value. That puts you in jeopardy of losing the house if you can't make payments, and interest on amounts exceeding the home's value are not deductible...