Word: loan
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Until recently those titles, whether classics or current best sellers, have been available mainly in loan libraries. Vernon Ellickson, 83, is a typical large-type reader. A retired farmer with macular degeneration, Ellickson goes to the library in Decorah, Iowa, twice a week to pick out his favorite westerns and adventure books. He never buys them. "It would cost a lot," says Ellickson, who often reads more than a dozen large-print books a week. Publisher Olsen says this is not unusual. "When you're on a fixed income, to pay for a one-time read is inefficient when...
Today mortgage money is easy to find. A 30-year fixed-rate jumbo goes for about 7.08%--not that much more than the smaller "conforming" loan at 6.9%. Last October, though, jumbo borrowers had to pony up an average 7.22% when nonjumbo borrowers were paying only 6.76%, a punishing difference. On a $250,000 loan, that extra interest cost comes to $77.20 a month, or $27,792.13 over the life of the loan...
...added, though, that this federal action would benefit students more than past legislation, which instead increased the Stafford loan limit. If the government had increased students' Stafford loans--which are interest-free until six months after graduation--Harvard would still have decreased the need-based grants it offered...
...Harvard students are at least indirectly impacted by the decision because the alternative was to increase the loan limit," he said...
According to Scott, all a researcher really needs is "a good library or a good inter-library loan system." Everything else, she said, is extraneous...