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...Since the late 1980s, several elite law schools have instituted similar—though less extensive—Public Service Loan Repayment Programs (PSLRPs) that help graduates repay educational loans if they pursue a public service career. The percentage of debt repaid by the university varies based on the loan interest rate and salary earned by the student, and the specifics of each program differ from school to school. Nonetheless, all of these programs help to ensure that debt will not dictate the career choices of students by encouraging graduates to pursue nonprofit careers...

Author: By Katherine C Harris | Title: Shutting the Money Trap | 5/12/2008 | See Source »

...According to a New York Times article from 2006, the United States will need to recruit two million new teachers in the next few years to fill our growing classrooms. With this challenge in mind, in 2004, Congress attempted to institute “debt forgiveness on new student loans to help recruit more math, science and special ed teachers to underserved areas.” Similarly, a number of states—like New York—have added various incentives to the same effect. However, neither of these steps has worked to address the crux of the teacher...

Author: By Katherine C Harris | Title: Shutting the Money Trap | 5/12/2008 | See Source »

...similar model has spread to other graduate programs, such as medical schools. In 2002, Congress agreed to finance a loan-repayment system through the National Institutes of Health designed to encourage physicians and scientists to work at public hospitals and research facilities, forgoing private practice. Large salary differentials between the public and private sectors, causing a dearth of medical and scientific researchers, prompted this initiative. Like law school PSLRPs, the National Institutes of Health’s program enables medical students to enter the public service realm by reducing debt upon graduation...

Author: By Katherine C Harris | Title: Shutting the Money Trap | 5/12/2008 | See Source »

...Still, no such program exists on a wide-scale basis for undergraduates. Regardless of the ultimate details of such a program, the need for a public service specific loan-repayment program is clear. It would enable students to pursue their ideal career without worrying about the monetary implications of the decision. Perhaps more importantly, it may even encourage students to take two years off and do charitable work before entering the for-profit workforce. Ultimately, it would allow some of our most crucial social institutions to have intelligent, motivated and driven college-graduates in their ranks...

Author: By Katherine C Harris | Title: Shutting the Money Trap | 5/12/2008 | See Source »

...certainly makes it appear so. Before New Hampshire apple growers, she speaks of apple subsidies. At a North Carolina train station, she promises high-speed rail. In southern Indiana, she talks up clean coal. She tells college kids that she will get them lower student loan rates, the sick that she will provide universal health care, and the poor that they will be favored more in the tax code. She even promises new federally funded scientific breakthroughs to cure afflictions like diabetes and autism...

Author: /time Magazine | Title: Clinton's Hard Road Gets Harder | 5/7/2008 | See Source »

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