Word: loaned
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...middle-class man over hid head in debts for the wedding of his daughter Rosalba (glamorous, poised Laura Chiatti). Geremia lends the family more money than they can afford to pay and then, on the wedding day, extracts from Rosalba his own predatory pound-of-flesh interest on the loan...
...those people feeling buyer's remorse over what once looked like a great loan deal, there are, unfortunately, few easy options for digging yourself out. The only sure bet is to sell and downsize to a less expensive home or rental. Refinancing into a more stable loan--like a 30-year fixed-rate mortgage--may not lower your payments, but it will give you a steady base for planning a budget and help you avoid a jolt from any further rate hikes. "It's foolish not to take advantage of the opportunity to lock in a reasonable rate given that...
...many cases, they are watching their monthly mortgage bills jump dramatically, from $1,000 a month to $1,200, for instance, for the average-size $150,000 loan. For homeowners struggling to handle those payments while shouldering rising costs for health care, gas and education (not to mention higher rates on their credit-card debt), trouble is almost inevitable...
...your adjustable-rate loan is still new, the higher rates haven't yet taken a bite, but the years ahead may be nerve-racking. According to the National Association of Realtors, the median first-time home buyer's deposit last year was just 2% of the price, while 43% of first-timers put down nothing. That means those real estate newbies will eventually face a sizable chunk of loan principal paired with growing interest payments. If you can't sell before your initial low rates expire, you may want to refinance into a new kind of hybrid loan, such...
...unburdened by any ideological aversion to capitalism. Valentina Zagrebelnaya, 25, is part of that generation. She treads carefully as she crosses Lenin Street so as not to get mud on her spike-heeled ankle boots. She runs the Kaluga branch of KMB bank, which specializes in giving small loans to entrepreneurs. She was 21 when she opened the bank branch, a graduate fresh from the local arts college, with no financial experience. No matter. Although there were few takers in the first couple of years, there were about 70 start-ups in Kaluga last year. The KMB Kaluga branch...