Word: loaning
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...happen. "The idea that more capital is going to influence how much banks lend is a misconception of how banking works," says John Simons of Corporate Fuel Partners, who has spent 35 years in the commercial banking business. "Banks look at the economic outlook when deciding to make a loan, and the outlook is looking a whole lot worse...
...crisis might increase, and that the woes on Wall Street might depress fundraising. Harvard has been eyeing 2011 for the beginning of its next capital campaign, but University officials have said that the date may be pushed back if financial difficulties hamper fundraising efforts. Faust cited efforts to ensure loan access for international students in her discussion of the University’s response to the crisis. Graduating students facing employment searches in a troubled economy will benefit from bolstered career counseling, she also said. “We need to be alert to what the impact of the financial...
...financial crisis. In a September 2008 survey by Campbell Communications, an outfit that works with the mortgage industry, property taxes were the third most cited reason people thought they might stop making mortgage payments, illustrating that the financial pressures on overwhelmed homeowners go far beyond the terms of their loans. "Many of the people who bought homes were not prepared to be homeowners," says survey designer Tom Popik. And all the loan modifications in the world can't change that...
...Harvard-based organization seeking to develop ways to screen loan applicants in developing nations received a grant from the philanthropic arm of the search engine giant Google on Thursday...
...determined whether the loan screening technology has “sufficient predictive power,” Klinger wrote in an e-mail. The recent grant will enable the development and implementation of the EFL’s technology in lending environments in Africa and India as researchers attempt to vet the program...