Word: loaning
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Since the 1994-95 school year, students have been able to borrow through the government under the Direct Loan program, which has looser repayment deadlines than older programs...
...Every two years or so, we do a survey where we look at loan indebtedness and see how it influences career and graduate school choices," Miller said. "So far we have found no correlation between, for example, graduate school and career choices and student indebtedness...
Harvard aims to allow graduate students who did not reach their federal loan ceiling as undergraduates to borrow the leftover amount...
Doing so would allow graduate students to shift their loan burden more toward the federal government and away from commercial lenders, whose loans generally entail uncapped, higher interest rates and whose repayment plans do not include access to loan consolidation or income contingent repayment...
Proponents say that this change would not affect the loan burden of undergraduates and that it is not an attempt to shift funding away from university grants...