Word: loans
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Dates: during 1990-1999
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...added, though, that this federal action would benefit students more than past legislation, which instead increased the Stafford loan limit. If the government had increased students' Stafford loans--which are interest-free until six months after graduation--Harvard would still have decreased the need-based grants it offered...
According to Scott, all a researcher really needs is "a good library or a good inter-library loan system." Everything else, she said, is extraneous...
...Recently, we got students behind the student loan tax cut at the State House," he said...
Corporate Korea may also be getting the message that it needs to change. The Housing & Commercial Bank, for example, was a clunky, state-run institution until two years ago and the only bank in Korea allowed to make mortgage loans to home buyers. Lending money used to be a relaxed affair. Loan officers decided what a property was worth after a quick look at the house and a chat with the owner or a local real estate agent. Assessments were so rough that the bank could count just 30% of the assessed home value as collateral, and could only lend...
Since Kim became chief executive last year, that's exactly what bank employees have been doing. Property assessments were computerized with help from U.S. consulting firm McKinsey & Co., and loan officers must spend their time drumming up new business. Or else: 30% of their paycheck is tied to performance. Improved efficiency means homeowners today can get loans of up to 80% of the assessed value of their homes. The bank's president and CEO wants his employees to think like entrepreneurs and sends frequent e-mail to hammer home the message. He even brings in motivational speakers from other walks...