Word: loans
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Dates: during 2000-2009
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...Merkel's government announced it would bankroll the Magna bid in May, pledging $2.1 billion as a bridge loan to keep Opel afloat, as well as $4 billion in future loan guarantees. The German government also made it clear it wouldn't stump cash for any other bidder. Some politicians accused Merkel of "blackmail" and warned that her government's support for Magna could backfire. Initially, GM had serious reservations about Magna's offer and seemed to favor a rival bid by the Belgian-based investor, RHJ International. One GM official said RHJ's offer was "simple and elegant...
...financially underwater, the answer is probably yes, according to industry experts and recession-whipped car sellers, who point to low-interest loan rates, government givebacks, manufacturer come-ons, desperate dealers willing to haggle and the specter of rising prices down the road. (See the most exciting cars...
...smell - there's always a great selection of vehicles across all price ranges. You can customize features and technologies (Bluetooth phone systems, iPod terminals, etc.). You can drive the vehicle as long and as hard as you like. And you gain equity as you pay down your loan...
...keep a warrantied vehicle for only a few years and don't have lots of cash (say, 20%) for a decent down payment. One example: a Nissan Sentra priced at $20,000 will cost a buyer who puts nothing down about $420 a month with a 60-month loan. Leasing? About $210 a month over 39 months...
...broker - that is, an independent agent who will shop dealerships for the vehicle you want, find the best prices in your market and negotiate for you. In many cases, it won't cost you anything. The broker is often paid by the dealer as well as by the loan's originator. Bottom line: two motor heads can be better than...