Word: loans
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Dates: during 2010-2019
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...loans taken out after July 1, 2004, the legislation will reduce the share of income a graduate must devote to loan payments from 15 to 10 percent, and the loan forgiveness period from 25 to 20 years...
Then in late March, the bank became the first major lender to say it would reduce loan balances of homeowners who owe more than their property is worth. Most other banks have only been willing to lower interest rates. Writing down loan balances for such "underwater" homeowners, while costly for the bank, gives borrowers more incentive to stay current on their mortgage. The Bank of America program, which has won praise from consumer advocates, could help as many as 45,000 borrowers reduce what they owe by $3 billion. "Bank of America is to be commended for launching a program...
...third floor of the Sackler galleries, Harvard Art Museum curator and History professor Ivan Gaskell has installed a Native American archer’s bow on loan from the Peabody Museum. Many courses taught by History of Art and Architecture faculty also incorporate objects from the Peabody’s collections and hold their sections in the Peabody galleries. This Thursday, April 1, the Harvard Art Museum Undergraduate Connection, which traditionally holds events at the Harvard Art Museum, will host a Night at the Peabody Museum, with student-led tours that treat the objects on display as artworks worthy...
...that if we don't pay our mortgage, our home can be foreclosed on. We know that if we don't make our car payments, our car will be impounded. But I bet not every small-business owner fully gets that if you sign a personal guarantee for a loan or line of credit and your business ends up defaulting, everything you own can be seized, including your house, wedding rings and, in some states, joint bank accounts. Your wages can be garnisheed, as can your life-insurance policies. Bottom line: anything that looks juicy to the bank...
...business with a solid balance sheet may be required to have a personal guarantee," says Therese Franzén, an Atlanta lawyer and chair of the American Bar Association's consumer-financial-services committee. The hope, of course, is that your business will thrive and you'll pay down the loan just as you would a mortgage.(See how to plan for retirement...