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...hired her. In the meantime, she will put her legal education to use for South Floridians like her family thanks to a $10,000 foreclosure-defense fellowship she received from the UM law school. The innovative new grant program has sent out eight recent grads this month to help local residents navigate one of the law's most labyrinthine arenas. (See pictures of Cleveland's struggle with the housing crisis...
...only as a short-term specialty until the crisis subsides, homeowner advocates hope it will at least motivate some of them to shift more of their pro bono work in that direction. In hard-hit counties like Miami-Dade, bar associations are responding by holding foreclosure-defense clinics for local lawyers. Otherwise, the fear is that far more people than necessary stand to lose homes, possibly slowing economic recovery and clogging a civil-court system already ravaged by states' budget cuts. (See a video of people facing foreclosure in Tampa...
Still, law schools like Miami's may be one of the best untapped sources. Other programs, like Yale Law School's ROOF Project, also send students into local communities to aid foreclosure cases, but UM's is one of the first to create a paid fellowship. It also makes sense, says Paschal, since so many law firms today are trimming costs by delaying the start date for new hires by a year or more. That gives law grads time to pursue this kind of work - whose complexity, Paschal adds, is ideal for cutting young legal teeth. Says Froomkin...
...Californians generally enjoy government spending more than they enjoy paying for it, which is a national problem, but they've also straitjacketed their politicians with scads of lobbyist-produced ballot initiatives locking in huge outlays for various goodies, as well as the notorious Proposition 13, which has severely restricted local property taxes since 1978. California is also one of only three states that need a two-thirds supermajority to pass a budget or raise taxes, a virtual impossibility in its ultra-partisan legislature. So it relies on a boom-and-bust tax base that even many liberals admit is overreliant...
...government confiscated from other German residents. "You can tell yourself 10 times that nothing can happen," says Anna's mother, Iva, a 37-year-old brunette on maternity leave. "But court proceedings may take half a year and you will lose your nerves." Iva's grandmother was a local German who avoided expulsion because she was married to a Russian. Despite having German lineage, though, her daughter Anna doesn't want to see Germans return to the area. "I don't mind if they come to visit but I am not keen on them settling here again," she says...