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Banks looking to invest the money they raise through deposit-gathering are finding that the numbers barely work at all. Easton Bank's Menzies, for example, recently lost a bid to get $5 million in cash from a local government in exchange for the bank's issuing the government a one-year CD. The winning bidder agreed to pay the government 3.72%. Menzies had offered 2.69%, which he considered a high rate, one that probably would have netted him just a 0.04- or 0.05-percentage-point profit after he rolled the money into an investment like a Fannie Mae mortgage...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

...University of California, Berkeley, says UAW President Ron Gettelfinger wants to do all he can to help the automakers, including changing the contract if necessary. But UAW leadership is also angling for a seat on GM's board of directors, according to a posting on the website of UAW Local 2404. (See pictures of the remains of Detroit...

Author: /time Magazine | Title: Bailout Tactics: UAW Prepares for Its Next Move | 12/8/2008 | See Source »

...next year. The VEBAs were created to help finance health care for retired workers. "This was a huge gamble for Gettelfinger," says Shaiken. Gettelfinger also suspended the controversial jobs bank, cutting off payments to some 3,600 workers idled by plant closings at the three companies. According to the local's website, the demand for board representation was linked to these concessions...

Author: /time Magazine | Title: Bailout Tactics: UAW Prepares for Its Next Move | 12/8/2008 | See Source »

...Ford came within a few dozen votes of scuttling a plan that offered the company relief from skyrocketing health-care costs by raising co-pays and deductibles. At Chrysler, the same cuts never came to a vote because the union's Chrysler council, which is made up of top local union officers, opposed the cuts even though the union board had recommend approval...

Author: /time Magazine | Title: Bailout Tactics: UAW Prepares for Its Next Move | 12/8/2008 | See Source »

...only good thing about most epidemics is that if you act fast you can snuff them out before a local brushfire becomes a global blaze. That's what happened in 2002, when the SARS outbreak was contained after claiming thousands - rather than millions - of lives worldwide. That's what failed to happen in 1918, when a rare avian flu made the jump to humans and killed 50 million people before it was brought to heel...

Author: /time Magazine | Title: A Vaccine That Could Help Wipe Out Malaria | 12/8/2008 | See Source »

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